By Jill Sallis | Realtor & Property Manager, PMI Navigate – San Antonio, TX
Did you know that less than 20% of Bexar County homeowners protested their property tax appraisals last year? That means over $1.37 billion in property value went unchallenged—and thousands of homeowners may have paid more in taxes than they should have.
If you live in San Antonio or anywhere in Bexar County, let me be clear: you should protest your 2025 property tax appraisal.
Here’s why—and how to do it right.
Prefer to watch? Check out the video below where I walk through this concept: https://www.youtube.com/watch?v=qbONe8WJg18&t=4s
📬 What’s Up with 2025 Appraisals?
By now, many of us have received our 2025 Bexar County appraisal notices in the mail. But here’s what you may not know:
👉 According to recent data from the San Antonio Board of Realtors,
Most property values increased by only 0–2%.
But actual home sale prices in our market are down 2%.
So, if the real estate market is cooling, why are your property taxes going up?
Simple: the appraisal district determines your taxable value, and if they think your property is worth more than it actually is—you’re footing the bill.
❌ No Notice in the Mail? You’re Not Off the Hook
Some homeowners never received an appraisal notice. That’s because the appraisal district is only required to send one if your value changed by more than $1,000.
So if your value went up just a little, you might not even know it—unless you check.
👉 Visit www.bcad.org and look up your property value.
🛡️ Why Protesting Your Appraisal Matters
Even if your value only went up slightly—or stayed the same—you should still consider protesting. Here's why:
If the appraisal value is too high, you’re overpaying in property taxes.
Successful protests can freeze your 2025 value through 2026, giving you two years of predictability.
Appraised values affect your neighbors and future buyers. If you don’t protest, your high valuation could drive up neighborhood taxes or set a high starting point for the next owner.
✅ Who Should Protest?
EVERY homeowner and property investor should consider protesting. But especially:
If your property has deferred maintenance or damage not reflected in the value
If comparable homes nearby are valued lower
If you’re a landlord or investor—every dollar impacts ROI
If you have a Homestead Exemption
If you’re over 65
If you’re a Veteran with any exemption—especially 100% disabled vets
🖥️ Two Ways to Protest
Online through the Bexar County Appraisal District portal
In person at the appraisal district office
💡 Pro tip:
Online protests typically yield 1–2% reductions.
In-person protests often result in significantly higher reductions—but they require time, documentation, and patience.
😅 Don’t Have Time to Protest?
Let’s be honest—most of us don’t have 20+ hours to pull comps, prepare documentation, and show up for a hearing. That’s why I’ve partnered with Home Tax Shield to simplify the process.
For just $15, they’ll represent you, gather the data, attend hearings, and fight for a fair value on your behalf.
Whether you’re a busy homeowner or an out-of-state landlord, Home Tax Shield is a game-changer.
✅ They cover all of Texas
✅ They handle the full process
✅ You get peace of mind—and potentially hundreds (or thousands) in tax savings
👉 Sign up now at:
https://hometaxshield.proptax.app/partners/pmi-navigate
📅 Important Deadline
You must file your protest by May 15, 2025.
Don't wait until it's too late—start today.
PMI Navigate | San Antonio, TX
💼 hometaxshield.proptax.app/partners/pmi-navigate
📧 sales@pminavigate.com
